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Buying land in Arizona is different from buying a home. Here is what to check, and how Jan helps.
How do you buy land in Arizona?
To buy land in Arizona, confirm zoning and permitted use, verify legal access, check water and utility availability, review flood and HOA restrictions, order a survey and title search, and line up financing, since land loans differ from home loans. An agent experienced in land helps you check each item first.
- Confirm zoning and permitted use.
- Verify legal and physical access.
- Check water, sewer or septic and power.
- Review flood zones, easements and restrictions.
- Order a survey and title search.
- Arrange land or construction financing.
Whether you are looking for a lot to build on, an acre-plus parcel or a piece of undeveloped land, buying land comes with a different set of questions than buying a house. What you can build, how you get water and power, and how you reach the property all affect value.
Jan helps you verify those answers before you commit, and connects you with lenders and professionals who work with land and construction.
What to check before you buy land in Arizona
Land that looks like a bargain can cost much more once utilities and approvals are added, so do the homework first.
- Zoning and what you are allowed to build
- Water: is there a municipal line, a well, or hauled water, and what is the legal water supply?
- Sewer or septic, and whether a septic system will be allowed
- Electric, gas and internet at or near the lot line
- Legal and physical access, and who maintains the road
- Washes, flood zones, easements and soil conditions
Water matters in Arizona
In parts of Arizona, the availability of water decides whether land can be built on. Rules differ depending on where the land is and whether it is inside a groundwater management area, and some properties rely on wells or hauled water. Confirm the water source in writing before you buy.
The Arizona Department of Water Resources is the official source for water rules and for information on wells.
Financing land and building
Land is usually financed differently from a home, often with a larger down payment, and construction loans pay out in stages. A lender who handles land and construction loans can tell you what to expect before you make an offer.
Frequently asked questions
How do I buy land in Arizona?
The process is like buying a home, but with more due diligence: confirm zoning, water, utilities, access and any easements, then make an offer with an inspection or due diligence period. Jan guides you through each step.
What should I know before I buy land and build a house?
Check what you may build, whether utilities reach the lot, how you get water and sewer or septic, and what the access road is like. Then get a builder's estimate before you commit. Jan helps you ask the right questions.
Can I buy land without seeing it?
You legally can, but it is risky. Photos and listings can hide access, wash and boundary problems, so visit in person or have a trusted professional do it. Jan can help you inspect before you buy.
Are there parcels with mobile or manufactured homes on land?
Yes. These are a popular search, and the details matter: whether the home is permanently affixed and titled as real property, financing options, and any HOA or zoning rules. Jan can check these for a specific property.
Ready to get started?
Tell Jan what you are hoping to do and she will map out your next steps.